Title Insurance & Indemnity For Investors

Owners Policy

Issued to the owner upon the acquisition of the property, for a one-time premium, and effective for the life of the investment, the policy covers losses — including legal expenses — arising out of claims relating to:

• Ultimate ownership of property
• Any defect in or Lien or encumbrance on the Title, including as a result of
  • forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation;
  • failure of any person or Entity to have authorized a transfer or conveyance;
  • a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered;
  • a document executed under a falsified, expired, or otherwise invalid power of attorney;
  • a document not properly filed, recorded, or indexed in the Public Records; or
  • a defective judicial or administrative proceeding.
• No legal right of access to and from the Land.
• Additional endorsements, which may include leasehld interests, building, permitting & zoning issues.

Owner's Equity policy (for share transactions)

Issued to the buyer of shares or membership interest, for a one-time premium and effective as for the life of the investment, the policy covers losses – including legal expenses – arising out of claims relating to:

• Lack of ownership in shares or membership interests
• Protection against fraud, forgery, errors & omissions
• Ownership recordation risks in the “gap” period between closing and recordation
• Coverage against documentation defects
• Coverage as to authenticity and authority of document signatories
• Liens & encumbrances filed against the seller, and not known to the insured purchaser

Lenders may also benefit from specialized title insurance and indemnity wth FNF Title International's Loan Policy.